Apply Now

With Lincoln Home Loans LLC, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application and Apply Now
    • Formal Loan Application
  2. Call us at (201) 405-2187
    • We will gladly take your application over the phone and assist you with any questions you may have.
  3. Order your Credit Report and obtain your actual credit scores.
  4. Download Application
    • Download this FREE application now and simply mail it, fax it, or bring it to the office.
  5. Documents needed
    • Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
    • Names/addresses of employers for two years,
    • W-2s for two years,
    • One to two years of tax returns,
    • Bank statements for two to three months,
    • If self-employed, year-to-date profit and loss statement, plus signed returns for last two years,
      • Alternative documentation available: 12-24 Months personal or business bank statements,
    • Proof of pension income, if applicable,
    • Social Security and Disability payments, if applicable,
    • Bonuses,
    • Child support or alimony payments (optional for you to disclose)
    • A copy of earnest money deposit,
    • Information on debts such as car loans, student loans, and credit cards
    • Security accounts (stocks, bonds, life insurance).

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